Why documentation matters
Business loan approval depends heavily on how well your paperwork demonstrates income stability, repayment capacity and business legitimacy. Missing or outdated documents are among the top reasons for delays or rejections.
FinGrowth reviews your file before submission to partner lenders, helping SMEs and enterprises present a complete, lender-ready application. For product details and eligibility, visit our business loan page.
KYC and identity documents
- PAN card of the business entity and all promoters/directors
- Aadhaar, passport or voter ID for each applicant and co-applicant
- Address proof for business premises and residence
- Passport-size photographs of applicants
Business registration and proof
- Certificate of incorporation, partnership deed or proprietorship proof
- GST registration certificate and Udyam/MSME registration (if applicable)
- Shop & establishment license or trade license
- Memorandum and Articles of Association for companies
